Will Insurance Cycles Endure?

Give credit to Julian James, director of worldwide markets at Lloyds of London, for going into the lion’s den to challenge the management practices of a generation of insurance company executives when he called for the industry to put an end to its counterproductive insurance cycle mentality once and for all.

For the industry to become better stewards of shareholders’ capital and thereby draw more investors, insurers need to write insurance for an underwriting profit all the time, he strongly suggested.

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