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NAIC Studies Credit Scoring Issues

A proposed consumer brochure and regulations for insurer use of consumer credit background information to evaluate potential customers are due to be released for comment shortly.

In a brief discussion last month, the National Association of Insurance Commissioners Credit Scoring Working Group took up both the proposed consumer brochure on insurer use of credit information in underwriting and rating, and a draft of options for regulating various insurer practices in the use of credit information.

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