Some EPLI Innovations Are Now History

Innovation has come to a screeching halt in the employment practices liability insurance market, with few new ideas on the table, and some of the coverage provisions designed by EPL insurers in recent years are now being taken away, brokers and insurers say.

While critical EPL coverage for punitive damages is in no danger of being excluded anytime soon, the wisdom of providing third-party damage coverage through an endorsement to an EPLI policy is now open for debate, they say.

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