Insurance Banks Ride Learning Curve
It is going on three years since the federal Gramm-Leach-Bliley Financial Services Modernization Act became a reality, opening the doors to both insurers and bankers to begin providing those services that were pretty much off-limits since the depths of the Depression in the 1930s.
However, only a few players, relatively speaking, have begun doing business in each other's backyards. Banks continue to acquire agencies and insurance brokers, while insurance associations and a few individual carriers have waded into the banking market.
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