Hardening Market No Gravy Train For Insurers

With fixes already in place to address the core operational issues that have plagued individual company results in recent years, property-casualty insurers still have fundamental challenges ahead in understanding their risks and communicating the economics of their business, internally and externally, industry observers warn.

Whether they're at the helm of commercial or personal lines operations, chief executives and other management representatives of a random selection of p-c insurers who spoke to National Underwriter in December contradicted the perception that they can simply ride the hard market gravy train to profitability.

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