D&O Insurance Trends Move Toward A New Equilibrium

The directors and officers liability insurance market has changed dramatically during the past couple of years, and further changes are likely in the near future. This article examines recent D&O insurance pricing, coverage and loss trends, and looks at where the D&O insurance market might be headed.

The markedly higher premiums currently faced by many D&O insurance purchasers come in the wake of a prolonged “soft” market of the recent past. During the latter half of the 1990s, the overall D&O insurance market experienced sharply falling prices and ever-broadening coverage.

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