D&O Insurance Trends Move Toward A New Equilibrium

The directors and officers liability insurance market haschanged dramatically during the past couple of years, and furtherchanges are likely in the near future. This article examines recentD&O insurance pricing, coverage and loss trends, and looks atwhere the D&O insurance market might be headed.

The markedly higher premiums currently facedby many D&O insurance purchasers come in the wake of aprolonged “soft” market of the recent past. During the latter halfof the 1990s, the overall D&O insurance market experiencedsharply falling prices and ever-broadening coverage.

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