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Personal Lines Woes Cited

Something is going on in the homeowners line of business, but exactly what isnt clear based on the statements made by insurance executives who talked about their second-quarter results recently.

At Allstate, a claims frequency problem has compounded a severity problem. At Chubb, theres been a proliferation of large losses. And at SAFECO, theres no single problem that the company has isolated to explain results across every part of the country.

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