Reader Backs FC&S On Columbine

 To The Editor:

I wanted to thank Michael K. McCracken for his response to thereaction to the Columbine insurers settlement in his “FC&S OnLines” column of June 11, headlined: “Why Homeowners Policy CoveredColumbine.”

I have personally witnessed losses where coverage was deniedbecause the contract did not provide for the loss. Even in thepresence of an outpouring of sentiment for the unfortunateindividual by the community, the industrys reaction has been tofollow the terms of the contract. If we dont use personal feelingsto apply coverage, we cannot use personal feelings to denycoverage.

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