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AIA Offers Intriguing IdeasIn Federal Chartering Plan

The American Insurance Association has significantly advanced the debate over insurance regulatory reform with its proposal for optional federal chartering of insurers.

Regardless of whether one supports or opposes optional federal chartering, the substantive system that AIA is proposing is clear, comprehensive, logical and based on marketplace principles that are the underpinning of the American economy. While the political viability of federal chartering will be tested in the years ahead, the substance represents a promising benchmark for reform, whether on the state or the federal level.

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