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State Regulatory Delays Decried


Unnecessary rate and form regulation is forcing consumers to spend more than necessary for insurance and harming the competitive position of property-casualty insurers, representatives of insurance company associations told Congress last week.

At a U.S. House of Representatives subcommittee hearing on efforts to streamline the state insurance product approval process–known as the “speed to market” initiative–industry witnesses said there is a growing frustration with regulatory delays in many states.

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