When the tow bill is extreme.

Multiple attempts to get prexisting damage covered leads to community service and fines.

When filing a claim for preexisting damage lands you in jail.

When the damage to the vehicle isn't actually from a deer.

An adjuster goes bad and makes fraudulent payments, falsifies documents, and commits other bad behaviors.

When an insured claims the vehicle he sold was stolen, he lands in hot water.

The location of the insured's vehicle gave clues to who set the fire.

When the claim for stolen property doesn't ring true.

When the power didn't actually go out and damage electronics and food.

Filing a claim for preexisting damages leads to probation and a fine.