False statements lead to investigation and arrest.

When there are no actual insureds applying for policies.

When forgery goes wrong.

Police realize accident victims were fraudsters.

When two women work together to commit fraud.

When attorneys behave badly and give poor advice.

When an agent misappropriates the premiums.

When a construction worker advises customers about their insurance claims.

When you get your policy reinstated after you've had an accident.

Adding coverage after the loss.