About Us
FC&S Expert Coverage Interpretation is an authoritative and widely cited insurance reference solution that provides information and interpretations on property & casualty coverage in an unbiased manner.
About FC&S Expert Coverage Interpretation
FC&S Expert Coverage Interpretation is an authoritative and widely cited insurance reference solution that provides information and interpretations on property & casualty coverage in an unbiased manner. It is designed to benefit the insurance industry as a whole by providing fair and objective policy interpretation. FC&S Expert Coverage Interpretation is considered the gold standard by insurance professionals to support coverage positions and has been cited in numerous court cases, solidifying FC&S as a resource of credible, objective information.
Professionals ask questions to our expert staff of editors, for quick and reliable information regarding unique coverage situations. Our editors are CPCUs and attorneys, with 60 years of industry experience, combined, with specializations in Homeowners, Personal Lines, Commercial General Liability, Personal and Business Auto, Commercial Property and Business Income.
Meet the Team
Christine G. Barlow, CPCU Executive Editor
Over 30 years of industry experience. Christine specializes in Homeowners and Personal Lines. Christine has experience in claims, underwriting, and training. Before joining FC&S, Christine worked as an Underwriting Supervisor for Maryland Auto Insurance Fund and as Senior Underwriter/Underwriter for companies Montgomery Mutual, Old American, Charter Group, and Nationwide.
Karen L. Sorrell, CPCU Associate Editor
Karen brings over 30 years of industry experience to the team. Karen specializes in Commercial Property and Business Income.
Ray Sugrim, Insurance Editor
Ray is an Insurance Editor with FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc-Network. Ray is responsible for helping develop and edit content for subscribers. Ray is a St John’s University graduate with a degree in Risk Management & Insurance and is a CPCU candidate.
Contact Us
Hours of operation: 9:00 am – 10 pm ET
Monday – Friday, except Holidays
Phone: 646-978-9578
Email: [email protected]



