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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Does debris removal have to be incurred before payment is made?
When a tree gets blown onto neighbor's property, is there coverage to remove the tree?
Weight of ice and snow and interior water damage.
When a vehicle is damaged when the shop works on it, where is coverage found?
When a tree falls on and damages a tree house, is there coverage?
When teachers want to carry a weapon in school, what are the liability concerns?
When a property is significantly damaged and the insured decided to buy another house, how is loss settlement handled?
When a water main breaks, is it ground water, surface water, or something else?
Differentiating between windstorm or hail and weight of ice or snow damage.
The interplay of RCV, ACV, and coinsurance clauses.