When a storm leads to damage from rain, mudslides and falling rocks, what perils and deductibles apply?

When a fence is damaged, is it covered at replacement cost or actual cash value?

When an insurer hires a contractor to repair the property and the contractor doesn't repair it correctly, is the insurer responsible for seeing the project through to correct completion?

When the boiler malfunctions, did the insured take reasonable steps to maintain heat?

When the insured is in more states than the insurer, how does an insured balance requirements for newly added vehicles?

When objects or animals strike farm equipment, is the damage a collision loss?

Is a gunshot an explosion?

When a drain under the floor leaks, is it inside or outside the property?

Is property scheduled on a new policy newly acquired?

When articles on a commercial articles floater are damaged, how is the loss settled?