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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When the insured is in more states than the insurer, how does an insured balance requirements for newly added vehicles?
When objects or animals strike farm equipment, is the damage a collision loss?
Is a gunshot an explosion?
When a drain under the floor leaks, is it inside or outside the property?
Is property scheduled on a new policy newly acquired?
When articles on a commercial articles floater are damaged, how is the loss settled?
When the weight of ice and snow buckles the trusses but doesn't collapse the roof or the building, is there coverage?
Calculation when value of autos exceeds policy limits.
When the policy language specifically excludes matching.
When the neighboring building is damaged and the insured's wall is damaged as well, is there coverage?