The homeowner suffered damage to the tree house. It was damaged during the tornado by the fallen tree. Would the policy cover the cost of the tree removal and tree house damage?
Michigan Subscriber
Based on the policy you provided, we consider the tree house to be an auxiliary private structure. This is covered by a named perils portion of the policy. There is coverage for damage from falling objects and windstorm. We see the tree as a falling object, caused by the windstorm, so there should be coverage.There is also $500 for debris removal.