When a company owner underreports payroll for an extended period, it adds up.

An insured gets caught for setting fire to a home he owned.

When a repeat offender gets caught.

When an accident isn't declared on the application and the insurer discovers the falsehood.

When a policy is taken out in the name of a deceased relative.

When a vehicle was rented out to others but the insurer wasn't aware the vehicle was used for rental purposes.

When the power was fine and the food didn't spoil.

A woman falsifies claims documentation.

A stolen identity and auto insurance.

When the insured vehicle didn't hit a deer.