A summary of the ISO Circular for December 23, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

A summary of the ISO Circular for December 30, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

This article discusses the evolution of the meaning of vandalism through case law.

Some of the editors' favorite questions from this year.

An adjuster pockets the money instead of paying the claimants.

Individuals claim to be attorneys and file bogus claims.

Is an insurer required to execute a waiver of higher UM/UIM limits when it transfers a policy to its subsidiary?

Are seasonal docks personal property or an other structure?

Mobile, manufactured and modular homes are uniquely constructed and as such have particular coverage issues. This article provides an overview of mobile, manufactured and modular homes.

A bulletin published by the Texas Department of Insurance on a newly adopted amendment.