Some of the editors' favorite questions that were submitted this year.

The court analyzed the Massachusetts Standard Policy and statute on actual cash value in making their determination.

An insured lied on the application about the condition of the vehicle.

The ISO MT 03 13 12 13 Snowmobile Endorsement that can be attached to the Personal Motorcycle Policy.

The Washington Office of the Insurance Commissioner has issued an emergency order due to the recent Atmospheric River and resultant flooding.

A summary of the ISO Circular for December 17, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

When the same car is involved in multiple claims.

A summary of the ISO Circular for December 5, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

The ISO MT 03 08 12 13 Recreational Vehicle Endorsement that can be attached to the ISO Personal Motorcycle Policy.

The ISO MT 00 01 12 13 Personal Motorcycle Policy.