A summary of the ISO Circular for September 22, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

What is occupancy in relation to the 60-day vacancy provision in the dwelling fire policy?

An overview of the ISO Personal Flood Policy FD 00 01 11 18.

When a gang takes over a cleaning company.

When an insured has a medical issue and bleeds in the house, is clean up covered?

An overview of the hazards associated with tornadoes, including coverage and safety issues.

An insured gets caught for setting fire to a home he owned.

An overview of hazards related to floods, including coverage and safety issues.

An overview of the hazards presented by earthquakes, including coverage and safety issues.

An overview of the hazards presented by blizzards including coverage and safety issues.