The Connecticut Insurance Department published a bulletin informing insurers of the Healthy Homes Fund surcharge requirement.
All admitted insurers and licensed surplus lines brokers working on behalf of non-admitted insurers are required to collect and remit a $12 surcharge for each applicable insurance policy to the Connecticut Insurance Department.
Applicable policies include policies for: personal risk insurance coverage for an owned dwelling with four or fewer units, except a mobile home; coverage for an individual residential unit that is part of a condominium (commonly written on an HO-6 form); and coverage for an individual unit that is part of a common interest community (commonly written on an HO-6 form).
The surcharge is assessed annually. Admitted insurers and surplus lines brokers must remit the surcharge to the Department by April 30, 2026. Failing to do so may result in a fine of up to $15,000. If an insurer has no policies that are subject to the surcharge, they should file a null or zero report.
The remittance form can be found attached to the bulletin, found here.