The DL 98 13 02 15 Personal Umbrella Liability Policy Exclusion - Designated Auto Endorsement.

The DL 98 11 02 15 Personal Umbrella Liability Policy Auto Exclusion Endorsement.

The ISO HO 24 82 03 22 Personal Injury Coverage endorsement.

The CG 20 23 Additional Insured - Executors, Administrators, Trustees or Beneficiaries that can be attached to the CGL Coverage Part.

The ISO CA 20 11 10 13 Leasing or Rental Concerns - Exclusion of Certain Leased Autos that can be attached to the Business Auto Coverage Form or the Motor Carrier Coverage Form.

With a proposed effective date of June 1, 2026, ISO is revising the title of one commercial property endorsement and adding three new endorsements. According to ISO, none of these endorsements add or remove coverage under the policy but are a clarification or reinforcement of coverage intent.

<div class="cms-textAlign-center"><span id="BP 07 02 07 02 Amendment - Aggregate Limits of Insurance (Per Project)"></span>This article reviews the Category 07 Special Trade Contractors endorsements that can be attached to the Businessowners policy.</div>

<div class="cms-textAlign-left">This chart identifies the category 05 and category 06 endorsements applicable to the ISO Businessowners Coverage Part and provides a brief description of each endorsement. <span id="BP 05 17 01 06 Exclusion – Silica or Silica-Related Dust"></span><span id="BP 05 23 01 15 Cap on Losses from Certified Acts of Terrorism"></span><span id="BP 05 24 01 15 Exclusion of Certified Acts of Terrorism"></span><span id="BP 05 27 01 15 Limitations of Coverage for Certified Acts of Terrorism"></span><span id="BP 05 27 01 15 Limitations of Coverage for Certified Acts of Terrorism"></span><span id="BP 05 41 01 15 Exclusion of Certified Acts of Terrorism and Exclusion of Other Acts of Terrorism Committed Outside the United States"></span><span id="BP 05 47 08 24 Computer Fraud and Funds Transfer Fraud"></span><span id="BP 05 66 01 15 Conditional Limitation of Coverage for Terrorism – Sub-Limit on Annual Aggregate Basis (Relating to Disposition of Federal Terrorism Risk Insurance Act)"></span></div>

<div class="cms-textAlign-left">This article describes the endorsements to the ISO Businessowners Coverage Form in category 04, additional coverage endorsements.</div>

<h2 data-state="{&quot;cms.site.owner&quot;:{&quot;_ref&quot;:&quot;0000018e-8611-dbad-a9af-fe79f4ec0000&quot;,&quot;_type&quot;:&quot;ae3387cc-b875-31b7-b82d-63fd8d758c20&quot;},&quot;cms.content.publishDate&quot;:1757443583514,&quot;cms.content.publishUser&quot;:{&quot;_ref&quot;:&quot;00000192-f8a9-d4c7-ad96-fbefa2430000&quot;,&quot;_type&quot;:&quot;6aa69ae1-35be-30dc-87e9-410da9e1cdcc&quot;},&quot;cms.content.updateDate&quot;:1757443583514,&quot;cms.content.updateUser&quot;:{&quot;_ref&quot;:&quot;00000192-f8a9-d4c7-ad96-fbefa2430000&quot;,&quot;_type&quot;:&quot;6aa69ae1-35be-30dc-87e9-410da9e1cdcc&quot;},&quot;idAttribute&quot;:&quot;Third Party Litigation Funding&quot;,&quot;_id&quot;:&quot;00000199-2fcc-dcc7-a3db-affebc970000&quot;,&quot;_type&quot;:&quot;7f91af7d-a5c7-3268-8512-60d960a326b9&quot;}" id="Third Party Litigation Funding"><span id="Amendment of Personal and Advertising Injury Definition"></span>In this publication, we analyze an ISO punitive damages <span id="Amendment of Personal and Advertising Injury Definition"></span>exclusion endorsement, a third-party litigation funding disclosure agreement, an updated war exclusion, and an editorial amendment to endorsement CG 24 13 - Amendment of Personal and Advertising Injury Definition.</h2>