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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses the effects of humidity over time and how it affects coverage under the policy.
Discusses property damage liability when insured operations damaged the dividing wall of an adjacent space.
This discusses the earthquake occurrence and coverage application for earthquake and business income coverages when an earthquake continues beyond 168 hours, and when an insured is mandated not to continue use of hydraulic lifters to prevent further property damage.
Discusses clean up of frogs from a crawl space.
Discusses cans of paint and other items to be used on the house that have not yet been opened.
Discusses the waiting period that applies to utility services - time element coverage under endorsement CP 15 45.
Discusses whether a combine is considered a vehicle.
Discusses physical damage coverage for a snowplow blade attached to a pickup truck.
Discusses coverage when strong winds push ice off the water and onto land, damaging property.
Can the limit for fences under the BOP form be increased and if so, how?