Under the BP0002 form FENCES are NOT covered property but are then granted coverage of $2500 for certain named perils under the Outdoor Property Extension. Is there an ISO endorsement available to increase coverage on fencing? What is the form number?

New York Subscriber

In the coverage extension for outdoor property under the BOP form, it states that "the most we will pay under this Extension is $2,500, unless a higher Limit of Insurance for Outdoor Property is shown in the Declarations, but not more than $1,000 for any one tree, shrub or plant". Therefore, the Declarations may be amended to reflect a higher limit of insurance for Outdoor Property (other than the tree, shrub or plan limit). As an alternative, you could attach form BP 12 01 08 10 Businessowners Policy Changes, and fill in a description of the changes, the previous limit of insurance, and the new limit of insurance.

Includes copyrighted material of Insurance Services Office, Inc., with its permission.