My insured is a bouncy house rental company in TX. Over time they damaged a dimising wall that separates their leased premises from the adjacent space. Under the CGL, exclusion J., property you own, rent or occupy, there would be no coverage for the repair to the wall in the insured's leased premises. But is there coverage for the wall on the side of the adjacent space? It is one wall separating the two spaces but used by two separate entities leasing out the spaces.

Texas Subscriber

Under the CGL form, paragraph (1) of exclusion j. Damage to Property precludes coverage for property the insured owns, rents, or occupies and this exclusion also specifically excludes damage to another's property. Therefore, there would be no coverage for the dividing wall not only for the insured's leased premises but also the damage to the adjacent property wall.