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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses the faulty workmanship exclusion and an exception.
Discusses a loss on an HO 00 01 form.
Discusses loss of well water due to dam flooding lake.
A perfect storm converged on this insured who was in the process of building renovations when COVID-19 hit, and while shutdown a theft occurred. Was his building vacant?
Discusses a dog bite on the dog sitter's property.
Is an insured's loss of water from a leak a covered loss?
Accumulated questions from subscribers related to COVID-19 and coronavirus.
Insured blames deer for preexisting damage to vehicle.
This question reveals the importance of properly classifying a risk based on its entire operations.
Insured has a policy covering viruses for specified causes of loss and questions if the civil authority coverage will also apply.