The court looked at the insurance policy to determine if the daughter of a named insured was an insured for a temporary substitute auto. It also looked at whether a passenger was "occupying" or "using" the vehicle in determining their insured status.

A summary of the ISO Circular for February 9, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

A discussion of a bulletin published by the Delaware DOI requesting direct contact information to facilitate efficient communication.

A discussion of the requirements including filing deadline and filing method required.

A summary of the ISO Circular for February 5, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

A discussion of a bulletin published by the SC DOI announcing the reopening of the program.

A summary of the ISO Circular for February 4, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

A summary of the ISO Circular for February 3, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

When condensation freezes and melts, is the resultant damage covered?

A discussion of a bulletin published by the Missouri Department of Commerce & Insurance requesting insurers to update the information.