The Florida Office of Insurance Regulation published a notice to the insurance industry providing them with the 2026 Catastrophe Reporting Form.
All insurers must complete the form if a hurricane or other natural disaster causes catastrophic damage in Florida. Insurers will be required to submit simplified claims data immediately after a natural disaster and enhanced claims data at a later time, as specified by the OIR.
Insurers authorized to write the following lines in Florida are required to submit a filing: fire; allied lines; farmownersmulti-peril; homeowners multi-peril; commercial multi-peril; private flood; ocean marine; inland marine; PPA physical damage; commercial auto physical damage; aircraft; glass; boiler and machinery; industrial fire; industrial extended coverage; mobile home multi-peril; mobile home physical damage; multi-peril crop; surplus lines federally authorized; and surplus lines property and casualty.
Insurers with no policies in force for those lines or with no claims for the related hurricane or catastrophe are still required to make a "No Data" filing. The OIR may use the aggregated data in summary reports to inform the general public about a catastrophic event and its impact on the insurance market.
The notice can be found here.