As the nation reels from yet another school shooting, calls for gun control or arming more people with guns abound. There are also calls for requiring…

Reasoning Behind Idling Laws   February 8, 2018   Starting up your car and allowing it to sit unattended to warm up is common practice, especially…

 California and other western states suffered historically severe wildfires following years of significant drought. Estimates of damage for California…

Non-related Residents-Are They Insureds   January 2, 2018   The question I have is regarding a loss which occurred in IL and is looking at…

Discusses the endorsements available to modify the watercraft policy WT 00 01.

This article briefly discusses hazards of living in coastal areas without flood insurance.

When Insured’s Damage Affects Other Side of Duplex December 27, 2017 Currently working on a fire loss that occurred in our insured’s tenant…

Notification of Replacement Cost instead of Actual Cash Value   December 18, 2017   Loss Settlement - covered damage to a building is reported…

Questions of Coverage for Certain Named Perils December 5, 2017 Windstorm, Explosion, Riot, Aircraft-Vehicle, Smoke, and Vandalism  IntroductionThe…

December 11, 2017There have been numerous wildfires in the northwest part of the country this year. Currently California is experiencing severe and…