When buying a property policy, an insured has the option of RCV or ACV. An insured will often pay more for the RCV on their property, only to find out during the final claims settlement that they would be better off financially to elect an ACV settlement. We will look at the advantages and disadvantages of each option in various claims situations to show why that might happen.

This article explores several means by which thefts may occur during the busy holiday season, and includes some preventative measures to consider.

An overview of autonomous vehicles - what they are and where they stand, including robotaxis, autonomous trucks, regulations, and more.

A discussion of the doctrines of concurrent causation and efficient proximate cause, including important historical court cases.

An overview of how to navigate through FC&S.

<h2 data-state="{&quot;cms.site.owner&quot;:{&quot;_ref&quot;:&quot;0000018e-8611-dbad-a9af-fe79f4ec0000&quot;,&quot;_type&quot;:&quot;ae3387cc-b875-31b7-b82d-63fd8d758c20&quot;},&quot;cms.content.publishDate&quot;:1748437702450,&quot;cms.content.publishUser&quot;:{&quot;_ref&quot;:&quot;00000192-f510-d10a-a7d3-f534bbeb0000&quot;,&quot;_type&quot;:&quot;6aa69ae1-35be-30dc-87e9-410da9e1cdcc&quot;},&quot;cms.content.updateDate&quot;:1748437702450,&quot;cms.content.updateUser&quot;:{&quot;_ref&quot;:&quot;00000192-f510-d10a-a7d3-f534bbeb0000&quot;,&quot;_type&quot;:&quot;6aa69ae1-35be-30dc-87e9-410da9e1cdcc&quot;},&quot;_id&quot;:&quot;00000197-1702-dc3f-a1b7-7fb7138e0000&quot;,&quot;_type&quot;:&quot;7f91af7d-a5c7-3268-8512-60d960a326b9&quot;}">An overview of the upcoming hurricane season predictions. </h2>

Hints on explaining coverage to insureds.

This article discusses the evolution of the meaning of vandalism through case law.

Announcement of change in home page display.

Recording of the September 14 Exclusive FC&S Overview highlighting navigation and available content.