Calculation of Repair or Replacement Costs   October 9, 2017   My client lives in Marin County, California where the costs of the building…

October 06, 2017

This article analyzes the loss payable endorsement, PP 03 05. This endorsement is attached to the PAP when a lienholder exists for the insured vehicle.

Appraiser Objectivity October 2, 2017 When involved in an appraisal I have found it more and more common that the appraiser for the insurance company…

September 26, 2017

Television Damaged by Rain   September 25, 2017   We have a circumstance where a homeowner was throwing a backyard football party for some…

September 26, 2017

Deciphering Wind Deductibles What happens when there are multiple windstorms affecting the same property? What is a wind occurrence? How many deductibles…

September 18, 2017

Flood Coverage   September 18, 2017   On the ISO Flood Coverage Endorsement Form, CP 00 10 10 12, ​Does the…

September 05, 2017

When to Add Youthful Drivers to Policy September 5, 2017 It has always been our understanding that youthful drivers with only a drivers permit were…

August 31, 2017

Hurricanes and Cemeteries August 29, 2017 In light of the devastating effects of Hurricane Harvey, it seems appropriate to consider one of…

August 21, 2017

Discusses siding and whether it falls under pair and set settlement.

August 09, 2017

Discusses the issue of shooting trespassing drones out of the air.