Explains coverage for use restricted by civil authority.

When are Expenses Incurred?   December 4, 2017   When an insured hires a builder to make repairs, signs a contract with the builder, have…

Drones, or unmanned aerial systems (UAS), are rapidly gaining the attention of virtually every industry as a means of gaining greater efficiency…

Application of Deductible for Two Close, but Unrelated Losses   November 27, 2017   Insured’s policy is the Homeowners 3- Special Form…

When the treatment plant backs up, what is the cause of loss?

Functional Replacement Cost when Items not Obsolete  November 6, 2017  My question is in regards to Functional Replacement Cost (FRC) - the definition…

Discusses damage caused by SWAT team trying to arrest tenants.

California's proposed autonomous vehicle regulations up for 15-day comment period.

Off-premises power disruption and damage to property.

Oil Delivered into Basement October 16, 2017 An oil company delivered oil to the wrong address and filled the basement with oil causing damage. Is the…