Life Insurance Fundamentals   Last reviewed February 13, 2012   Basic Information   Summary: Following a period of emphasis on the…

Leaking Pool Shifts Patio Blocks June 11, 2013   Insured called and reported water damage to air conditioner and patio blocks from the neighbor’s…

Employer as an Additional Insured June 12, 2013 Is the employer of the named insured on a personal auto policy automatically included as an additional…

June 12, 2013My question involves certificates of insurance. On the certificate, we are telling the certificate holder that he will be notified of…

Underinsured Motorist Benefits Not Available to Pedestrian  June 10, 2013  The insured business owner who purchased a commercial auto insurance…

Loss of Rents Coverage (Dwelling Policy) My insured was covered under form DP 00 01 07 88 for $160,000. Under Other Coverages provision 5, he is entitled…

A question of coverage for mold damage as a result of condensation over time.

Loss of Natural Gas From Cracked Pipe Our homeowners customer recently discovered that the pipes carrying natural gas under his patio had broken down…

Water Overflow Coverage in a Tenant's Policy April 29, 2013 This loss involves a tenant's policy under an HO 4 policy form. The policyholder resides…

Residence Issue When Insured Travels for Business More Than He Is Home   May 21, 2013 My client owns a house in Pinehurst, NC. The home is insured…