Borrowed Boat   February 12, 2013   Our insured has a MA Homeowner’s HO3 policy. Our insured had borrowed his friend’s boat. He…

Wet Floor Versus Wet Rot This question is in regards to the ISO HO-3 policies, an edition after the 4/91. Often we have claims submitted where the…

Application of Pair or Set Clause in the Flood Policy   February 12, 2013   If there is water damage to the lower cabinets but not to the…

What is vacant land?

An explanation of coverage under the DP 04 22 limited mold endorsement.

Broadened Personal Injury Protection Question February 18, 2013 Endorsement PP 05 01, named individuals—broadened personal injury protection coverage,…

Discusses costs to remove uninsured contents when repairing a damaged dwelling.

Discusses relocation of insured as termination of ALE benefits.

A question of coverage when mold is discovered in the attic.

Laptop Exposed to Steam February 11, 2013 We received a homeowners contents claim when an insured kept his laptop in a bathroom nook. The claim was…