Dwelling Property 3 - Special Form, July 2014 edition

Depreciation and ACV September 15, 2014 A homeowner has a replacement cost policy for the dwelling but has an ACV endorsement for the roof. The roofing…

Personal Liability Supplement September 15, 2014 Liability Coverage Under Dwelling Program—Similar to HomeownersSummary: Under…

FAIR Plan Coverage Limited by Statute  September 15, 2014  In 1968, the legislature enacted the California FAIR Plan to provide property insurance…

Multi-million dollar claims and settlements alleging mold infestation have triggered other claims seeking damages.

Premises Alarm or Fire Protection System, December 2002 edition

Limited Theft Coverage, July 2014 edition

Broad Theft Coverage, July 2014 edition

Loss of Water as Loss of Use August 18, 2014   I have had two recent scenarios that involve an increased water bill following a covered loss. In…

Party in Leased Premises Causes Damage July 21, 2014   A beach house insured on an HO 03 policy was rented to others. Our investigation revealed…