Collision or Vandalism Loss? Our insured, the manager of a supermarket, saw two men stealing pallets from a rear dock area of the store. He got into…

Livestock Roundup Covered by Auto Policy? We recently had a claim where our insured was towing a stock trailer with his pickup truck and had an accident.…

Deductible—Per Vehicle or Per Loss? Our personal auto policy insured was towing his own vehicle behind his own motor home. During the course of…

A question of applicable coverage when car drives into lake and subsequently leaks oil into the water.

Personal Injury Protection—District of Columbia  December, 2009  Personal Auto No-Fault Endorsement  Includes copyrighted material of Insurance…

This chart identifies state statutes for states that allow the rejection of UM/UIM by named insured to apply to all insureds on the policy.

Default Judgment against Auto Insured? We have a question about the carrier's liability in a case involving a default judgment against our insured.…

This article discusses the NAIC Insurance Data Security Model Law.

Discusses evolution, application, and exceptions to the motor vehicle, watercraft, and aircraft liability exclusions.

This chart provides provisions in place by various car-sharing organizations for owners who sign up to share their vehicles with others.