Emerging Risks


September 06, 2026

When teachers want to carry a weapon in school, what are the liability concerns?

September 03, 2026

A summary of the ISO Circular for September 3, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

September 02, 2026

A discussion of a bulletin published by the Texas Department of Insurance informing insurers that price optimization is not allowed under the insurance code.

September 01, 2026

A discussion of a bulletin by the Michigan Department of Insurance and Financial Services announcing updates to the program.

September 01, 2026

A summary of the ISO Circular for September 1, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

August 31, 2026

A discussion of a bulletin published by the Oregon Division of Financial Regulation amending a previous one to inform insurers of new ZIP codes subject to the emergency order.

August 31, 2026

An overview of named driver exclusions; when and how a driver exclusion can be used in an auto policy.

August 31, 2026

The Texas Supreme Court rejected the insured's argument that the disputes with the insurer were coverage issues and not disputes on the amount of the loss.

August 31, 2026

When a property is significantly damaged and the insured decided to buy another house, how is loss settlement handled?

August 31, 2026

When a driver intentionally causes an accident and blames the other party.