| Circular Number | Circular Title | Summary | State(s) |
| LI-EP-2026-047 | PENNSYLVANIA EMPLOYMENT-RELATED PRACTICES LIABILITY ADVISORY PROSPECTIVE LOSS COST REVISION TO BE IMPLEMENTED | ISO announces revised advisory prospective loss costs representing a -11.8% change from the current loss costs to be implemented in Pennsylvania. Each insurer that elects to utilize the revision is responsible for determining its own effective date. | PA |
Ray Sugrim
Ray Sugrim is an Insurance Editor with FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc Network. Ray is responsible for helping develop and edit content for subscribers. Ray is a St John’s University graduate with a degree in Risk Management & Insurance and is a CPCU candidate.