When a policy contains a wind/hail deductible as well as the policy deductible, which deductible applies in a given loss?

When a vehicle needs repairs the insured claims it was stolen.

A discussion of a bulletin published by the Maine Bureau of Insurance asking insurers to provide policyholders with a grace period.

The ISO PM 00 15 12 02 Silvware Form.

The ISO PM 00 19 12 02 Personal Property Form.

The ISO PM 00 11 12 02 Jewelry and Furs Form.

A summary of the ISO Circular for October 29, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

A breakdown of hurricane categories and wind speeds.

A discussion of a bulletin published by the OSI informing insurers of disclosure requirements following a NM Supreme Court decision.

A summary of the ISO Circular for October 28, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.