With a proposed effective date of 10/1/2026, ISO is revising endorsement CG 24 13 Amendment of Personal And Advertising Injury Definition.

When an agent misappropriates the premiums.

A discussion of a press release published by the Louisiana DOI announcing the pop-up to assist residents affected by the storm.

A discussion of a regulation adopted by the Maryland Insurance Administration on license procedures.

A summary of the ISO Circular for June 25, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

A discussion of a bulletin published by the Texas DOI announcing the newly approved rates.

A discussion of a news release published by the Washington Office of the Insurance Commissioner announcing an update to the template.

A discussion of a news release published by the Texas DOI announcing the rates for the upcoming quarter.

A summary of the ISO Circular for June 23, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

Today's liability insurance market often leaves risk managers and brokers facing a difficult tradeoff: adequate umbrella or excess limits may be unavailable, or available only at prices that put pressure on budgets. Capacity has tightened due to social inflation, a rise in nuclear verdicts above $10 million, and continued reinsurance stress, especially in lower layers and higher-hazard classes. As of mid-2026, lead umbrella pricing remains firm, with rate increases of up to 15% or more across many segments. Carriers also continue to reduce participation, raise attachment points, and apply stricter underwriting standards.