The insurance department has issued a bulletin declaring a moratorium on cancellation or nonrenewals due to wildfire risk for one year, starting on August 6, 2026, for residential or commercial property policies for the following ZIP codes:
95215, 95220, 95222, 95225, 95226, 95227, 95228, 95229, 95230, 95236, 95245, 95247, 95249, 95251, 95252, 95254, 95320, 95327, 95361, 95370, 95640, 95642
All insurers writing residential or commercial property policies must offer to rescind any notice of cancellation or nonrenewal issued due to wildfire risk since the Governor's August 2026 emergency declarations and offer to reinstate said policies. A copy of the bulletin may be found here.
Christine G. Barlow, CPCU
Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc Network. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.