ISO is implementing earthquake rule changes that will enable a soft story factor to be applied to earthquake coverage when the building has a soft story.

Discusses how to define an occurrence in the commercial property policy and how to apply the deductible when there are multiples of loss.

A tree house is damaged in a fire, along with several other insured buildings. However, the tree house was not listed on the property declarations, and the subscriber asks if it is covered as an outdoor fixture on form CP 00 99.

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This question and answer addresses a situation where a like kind and quality replacement is not available.

Summary of the emergency bulletin issued in South Carolina regarding emergency adjusters.

A summary of the emergency order and the catastrophe reporting requirements issued by the Florida Office of Insurance Regulation and Commissioner Altmaier.

How the Industry Prepares for Hurricanes<br> Hurricanes always generate a certain dread/excitement within the insurance industry. While insureds may…

Describes what constructive total loss is, supported by case findings in marine, homeowners, property and automobile physical damage.

Discusses when extra expense is incurred.