Fire damaged multiple buildings and structures on the described premises. One of the structures damaged was a large tree house that served the premises (retreat center for large groups). However, the tree house was not listed on the declarations. Can such a structure (tree house) be considered an "outdoor fixture"?
California Subscriber
Absolutely, the tree house would be a covered outdoor fixture. A fixture is defined in part by Merriam Webster as:
2.
- something that is fixed or attached (as to a building) as a permanent appendage or as a structural part a plumbing fixture
- a device for supporting work during machining
- an item of movable property so incorporated into real property that it may be regarded as legally a part of it.
A tree house can be movable or it can be affixed as this one is to a tree, but it is a permanent, structural building. In addition, it does not fall under the listing of property not covered.