BP 00 04 04 20 Micro-Businessowners Coverage Form designed for covering the insured's business personal property.
The explosive growth of the internet and social media, as well as the ease of producing content, has turned nearly every business into a publisher who may or may not be held liable for IP violations.
Will coverage apply for damage due to ice damming when the roof membrane is excluded due to wear and tear?
When hurricane wind damages a window's effectiveness, leading to property damage from rain, is there coverage?
On a specific limit policy, is the computer equipment covered at all locations, or only at the scheduled location?
There seems to be no end to the confusion from insureds, agents, claims adjusters, and even some carriers, over application of the loss assessment coverage. This article undertakes to provide understanding using various scenaries to explain the coverage.
Coverage for additional living expenses, civil authority, and business income all come into play after a disaster.
This Q&A deals with an installer's instructions to a homeowner regarding the need for a replacement appliance and a claim for damages caused by the older appliance.
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Chart presenting landlord requirements regarding the management and prevention of bed bugs.