Insured Rents Hall for an Event May 3, 2013 My question pertains to the HO-3 ISO Homeowners form in regards to the liability portion of the policy.…

Patio as a Building May 3, 2013 We have an insured with an HO 00 03 10 00 policy. Heavy snow and ice buildup caused the roof of their patio cover to…

Driveway as Other Structure May 3, 2013 Is a driveway considered covered property under the ISO HO 03 04 91? Our insured hired a contractor to do…

Discusses how various policies handle common issues with natural disasters.

Chinese Drywall: The Next Big Issue?  March 1, 2010  Summary: An interesting side issue has arisen from the hurricanes of 2005. At the time, supplies…

Insured’s Failure to Adhere to Policy Conditions April 29, 2013 Insured delayed providing the proof of loss to the carrier on a theft claim. Carrier…

Identity Theft Liability Coverage Question My insured accepts credit cards as payment. How do I get liability coverage for identity theft? New York…

June 2013 Dec Page   Article of the Month   Whenever covered property sustains a loss from a covered cause, the insurer should include overhead…

All Risk Coverage, Faulty Workmanship Exclusion, and Ensuing Losses The insured brought an action against its insurers, alleging the insurers breached…