Cooperation Clause and the Duty to Defend   April 29, 2013   The insured appealed an order from the district court granting summary judgment…

"Automobile" and "Motor Vehicle" Defined   April 26, 2013 Ambiguities in Policy Language   Summary: The personal auto policy (PAP) uses…

Professional Liability Coverage versus General Liability Coverage April 22, 2013 A lawsuit is filed in New Jersey, Atlantic County. One of the allegations…

Professional Liability versus General Liability Our insured is a dentist. He has a general liability policy with no professional services endorsement.…

Implied Permission for Use of Auto   April 22, 2013   The daughter of a driver killed in a motor vehicle accident brought an action against…

May 2013 Intro Page   Dec Page   The article of the month deals with the impaired property exclusion. This exclusion has had a troublesome…

May 2013 Dec PageArticle of the MonthThe impaired property exclusion has had a troublesome path since its birth in 1966. The reason it is so…

Effect of Vacancy Clause on Theft Claim   April 15, 2013   Our insured owns a large free standing office/warehouse building. The tenant…

Discusses boarding pets when the property is damaged.