Loss of Natural Gas From Cracked Pipe Our homeowners customer recently discovered that the pipes carrying natural gas under his patio had broken down…

June 2013 Intro Page   Dec Page   The article of the month deals with overhead and profit. Whenever covered property sustains a loss from…

Care, Custody, or Control Exclusion and Dropped Trailer March 21, 2012 Our insured is a stevedoring business. While loading a trailer on a truck, the…

Fire Fighting Expenses as Property Damage March 21, 2012 Our insured accidentally started a forest fire that caused damage to a third party's forest/prairie.…

Water Overflow Coverage in a Tenant's Policy April 29, 2013 This loss involves a tenant's policy under an HO 4 policy form. The policyholder resides…

Mowing the Neighbor's Yard May 14, 2012 If an insured uses his own motorized lawnmower or tractor to mow his neighbor's grass or plow his neighbor's…

Condemnation of property and personal and advertising injury.

IRS Provides Relief for Corrosive Drywall Dilemma   October 7, 2010   The IRS will allow individuals who have used corrosive drywall building…

Nanotechnology and Insurance   May 21, 2013   Summary: New technologies can bring great benefits, but along with those benefits may come…

Residence Issue When Insured Travels for Business More Than He Is Home   May 21, 2013 My client owns a house in Pinehurst, NC. The home is insured…