Questions & Answers

Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


February 28, 2022

Is roof glass different than window or windshield glass?

February 21, 2022

Customer looks for coverage for resulting damages when the insured's fertilizer application was inadequate.

February 14, 2022

When hurricane wind damages a window's effectiveness, leading to property damage from rain, is there coverage?

February 07, 2022

This question addresses a contractor's desire to dispute the proof of loss amount.

January 31, 2022

An attached piece of equipment kept in the detached garage.

January 24, 2022

When ice shoves come ashore, is there coverage under the flood policy?

January 17, 2022

On a specific limit policy, is the computer equipment covered at all locations, or only at the scheduled location?

January 10, 2022

Insured installer incorrectly installed replacement batteries, causing damage and a need to replace the rectifiers.

January 03, 2022

When a patient falls in the medical exam room due to sonogram gel spill is this a professional liability or general liability claim?

December 27, 2021

Can an appraisal be used to determine coverage and not just amount of loss.