With coverage forms, exclusion endorsements, and exclusions with specified exceptions, it can sometimes be difficult to determine where and if coverage applies in a given claims situation. Thus is the case here.

When a toilet overflows, the cause of the overflow can make a difference in coverage.

Coordination of appraisal and policy language.

When a pipe ruptures and leads to water backup and also a sinkhole, what is or isn't covered?

Questions application of coverage for electric cables under Equipment Breakdown form EB 00 20.

Artificially generated electrical current and what that peril covers.

Questions the property damage exclusion under the CGL for your work in a situation where a contractor's work caused other damage to the property.

While not a common practice in standard policies, ISO does make available a deductible option for auto liability. This subscriber is looking for how to apply such a deductible in a claim situation with a large amount of attorney expenses.

When the circuit breaker trips and the food spoils, is there coverage?

When a faucet is left running, is it seepage, leakage, or something else?