A quick explanation of the water back-up and sump overflow endorsement.

Coverage on both commercial and personal auto policies when other vehicles are used.

This question deals with the reasoning behind why an insured's mid-term cancellation is short-rated rather than pro-rated.

Sometimes the repair of damages from a hurricane can lead to unexpected mitigation, such as in the case when replacement of flooring required asbestos abatement.

When the at-fault party's limits are exceeded and the injured party's carrier also pays out, how are the at-fault party's funds distributed?

When a maintenance item is left unattended it can lead to further damage, such as when a tree is allowed to continue growing out of a downspout.

Civil authority and additional living expenses are often the first coverages that come into play after a storm.

Is an honest mistake a compensable loss?

This Q&A deals with an installer's instructions to a homeowner regarding the need for a replacement appliance and a claim for damages caused by the older appliance.

A surfing instructor is injured on the job, and the carrier says w/c coverage doesn't apply but the Jones Act does. What's correct?