There seems to be no end to the confusion from insureds, agents, claims adjusters, and even some carriers, over application of the loss assessment coverage. This article undertakes to provide understanding using various scenaries to explain the coverage.

A quick explanation of the water back-up and sump overflow endorsement.

Insurers are now required to report dog bite incidents to state beginning January 2022.

How to submit coverage questions to FC&S.

A man fails to appear in court for charges for theft and filing a false insurance claim.

Coverage on both commercial and personal auto policies when other vehicles are used.

A synopsis of Risk Rating 2.0, the new flood insurance rating system.

Discusses what happens when the flood program isn't renewed.

Coverage for additional living expenses, civil authority, and business income all come into play after a disaster.

This writer was reminded yesterday about the perception of certain dog breeds while walking down a neighborhood street. Coming up the last block near home…